Effective Date: 12/18/2024
Welcome to CardPaymentComparison.com (“we,” “our,” or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you interact with our website. By accessing or using our services, you agree to the terms outlined here.
We are committed to ensuring transparency, compliance, and respect for your data.
1. Information We Collect
We collect both personal and non-personal information to provide, improve, and customize our services.
1.1 Personal Information
This includes:
- Name
- Email address
- Business name and details
- Contact details voluntarily provided through our forms or inquiries
1.2 Non-Personal Information
We gather non-identifiable data such as:
- Browser type and version
- Device information (e.g., mobile, desktop)
- IP address and geolocation data
- Website interaction behavior (pages visited, time spent, clicks, etc.)
1.3 Cookies and Tracking Data
We use cookies, pixels, and similar technologies to track user behavior and improve site performance. Cookies help us:
- Understand user preferences
- Improve site navigation and content
- Analyze site traffic for optimization
You can manage cookies through your browser settings.
2. How We Use Your Information
We process your data for specific purposes, ensuring it’s handled lawfully and transparently. These include:
- Service Delivery: To process quote requests and connect you with suitable payment service providers.
- Communication: To respond to inquiries, send updates, and deliver relevant email content.
- User Experience: To enhance website performance, customize user interactions, and troubleshoot technical issues.
- Analytics: To understand site usage trends, visitor behavior, and improve our offerings.
- Legal Compliance: To meet regulatory and legal obligations, including fraud prevention and security.
3. Sharing Your Information
We respect your privacy and limit the sharing of your information. However, we may share data under the following conditions:
3.1 Trusted Third Parties
To fulfill your request for payment provider quotes, we may share necessary data with vetted partners such as:
- Payment processors and vendors
- Technology providers assisting with service delivery
3.2 Legal Obligations
We may disclose your data if required to:
- Comply with applicable laws, legal processes, or court orders
- Protect our legal rights, users, or property
- Prevent fraud or unauthorized activity
We do not sell or rent your personal information to third parties.
4. Data Retention
We retain your information for as long as necessary to fulfill the purposes for which it was collected. Specifically:
- Contact information and business details are retained for service follow-up.
- Non-personal data (like analytics) may be stored indefinitely for research purposes.
You may request data deletion at any time by contacting us.
5. Data Security
We implement robust security measures to safeguard your information, including:
- SSL encryption to protect data transmissions
- Secure server infrastructure
- Limited data access to authorized personnel only
While we strive to ensure maximum security, no method of data transmission over the Internet is 100% secure. You share information at your own risk.
6. Your Rights Under GDPR and CCPA
If you are based in the EU or California, you have additional data rights, including:
- Right to Access: Request a copy of the personal data we hold about you.
- Right to Rectification: Correct inaccuracies in your data.
- Right to Erasure: Request deletion of your data (“Right to be Forgotten”).
- Right to Object: Opt-out of specific data processing activities, including marketing.
- Right to Data Portability: Request data in a machine-readable format.
To exercise your rights, email us at savings@cardpaymentcomparison.com.
7. Cookies and Advertising
We use both first-party and third-party cookies for analytics and advertising purposes.
7.1 Types of Cookies
- Essential Cookies: Required for website functionality.
- Performance Cookies: Collect analytics and usage insights.
- Functional Cookies: Remember preferences and settings.
- Targeting Cookies: Track user interests for personalized ads.
You can disable cookies through your browser or by using tools like Google Ads Settings.
7.2 Third-Party Services
We may work with tools like:
- Google Analytics: Tracks website traffic and behavior.
- Facebook Pixel: Analyzes ad performance and conversions.
8. Third-Party Links
Our website may include links to external websites. We are not responsible for the privacy practices of these third parties. We encourage you to review their policies before interacting with their platforms.
9. Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in practices, regulations, or user feedback. Updates will be posted with a revised “Last Updated” date.
We encourage you to review this page regularly to stay informed about how we handle your data.
10. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:
Email: savings@cardpaymentcomparison.com
We are committed to ensuring your privacy and maintaining transparency in our processes.
CardPaymentComparison.com: Simplifying Payment Solutions, While Keeping Your Privacy Intact.